REP Home Sales and Services - Real Estate in Elmira New York

Home Owner Insurance

 Just want to share a concern that has happened in the area lately with houses that have had an incident with a fire. This is especially dealing with the Electrical System in your home.  Talk to your Insurance Agent about a position in your Insurance Plan called "Upgrade Policy". 

The reason for this, at any time that your house has a fire and the Electrical is effected.  The Code Inspector can deem at that time it is outdated.  The Code Enforcement Offficer or Inspector can make you upgrade the Electrical Service and wires throughout the house.  Your Insurance Company may not cover this cost if you do not have "Upgrade Policy".  Check with your Insurance Company about this issue.   

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